Richard and Lorayne Otto Scholarship

Richard and Lorayne Otto are both former Auto-Owners Group employees. When they established their scholarship fund, they knew exactly who they wanted to help.

Dick and Lorayne met in the Auto-Owners Underwriting File Department in 1951. They both worked there until they retired. "During the many years of association and employment, we have received many blessings from Auto-Owners and wanted to do something for the company that has given us so much", Richard Otto said.

Since 2006, the fund has granted more than $700,000 in scholarships!


Legal dependents of Auto Owners Insurance Group employees (not affiliates) are eligible to apply for this scholarship. The employee must be in good standing as verified by the HR department. It is not required that applicants live in the Lansing area to qualify.

  • Student applicant must be a senior in high school, and may seek this scholarship for their freshman year of college only. Students currently in dual-enrollment or early college programs may also apply.
  • This is a one-time non-renewable scholarship.
  • Student must plan to enroll full time at an accredited educational institution in the United States.


Award amounts vary depending on a variety of criteria. Students are assessed on their academic performance, extracurricular activities, goals and aspirations, the effort put into the quality of their application and essays, and to a lesser extent, family financial need and/or extenuating circumstances.


First review the Guidelines and Instructions.

The Otto Scholarship Application is a fillable PDF document. Download the form and save it to your computer first. Complete the form, save it again and and attach it to an email to with the required documentation.

Deadline is March 1, 2023 by 12:00 midnight. Please plan ahead! Allow enough time to gather the required information which includes syour recent high school transcript and two reference letters from non-family members.

Applicants will be notified in May of 2023.


The Otto Scholarship Selection Committee consists of several independent reviewers from the greater Lansing area, with no conflict of interest with Auto-Owners or its employees.

It is the intent of the scholarship committee that all applications submitted for review will be given a fair and balanced evaluation, based on the established criteria.

If you have questions about the Otto Scholarship, please contact scholarship coordinator Tracy Russman at 517-927-7729 or